Have you been in a situation where you had no internet and struggled to make UPI Payments? Or have there been times when you were in the middle of a particular online UPI transaction, and it failed?
An unstable internet connection during online transactions can create panicky situations as you keep wondering whether the payment was successful or not. Or you aren’t carrying any cash to compensate. So this is your moment to chill out a bit because we will tell you how you can carry out transactions via Google Pay, PhonePe, PayTM, Amazon Pay, Airtel Payments App or any other when you have no internet.
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Facts From The Past!
To recall, back in November of 2012, the National Payments Corporation of India introduced the *99# service in India. This particular feature basically acts as an emergency backup plan in case a UPI app server fails. Another thing to note here is that this feature is widely used in feature phones as such devices do not support UPI applications. Here’s how you can make UPI payments without using the internet for any UPI app!
Steps to Make UPI Payments Without Internet
Step 1: Firstly, head over to the Google Play Store or Apple App Store and search for BHIM UPI. Download and install the app.
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Step 2: Then, open the app and register yourself on BHIM UPI app. Then, carry out the UPI login on the app. Ensure that you use the same phone number with which your bank account is linked.
Step 3: Further, head over to the dialer of your device and enter ‘*99#’ and tap on the call button. A list with seven different options will appear on your screen. These include Send Money, Receive Money, Check Balance, My Profile, Pending Requests, Transactions and UPI PIN.
Step 4: Then, tap on 1 which is the option number to send money. Now, you can use either your UPI ID, bank account number and IFSC code or phone number to make a UPI payments. Just tap on the desired method of transaction.
Step 4: Here, if you tap on the UPI option, you will be required to type in the recipient’s UPI ID. Similarly, if you choose the bank account option, you will be required to enter the recipient’s account number and IFSC code. Further, if you go for the phone number option, you will be required to type in the receiver’s phone number.
Step 5: Then, all you have to do is enter the amount of money you want to send over, similar to any digital UPI app.
Step 6: Finally, just enter your UPI PIN number. Then, tap on send, and the transaction will be complete. Moreover, you will also be asked to save the recipient in case of future transactions. Besides, it costs only Rs. 0.50 to make the payment.
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Additional Features Of UPI Payments
You can use UPI Lite for small value payments such as paying for groceries at an amount of Rs 200 or less. On such amounts, it provides the benefit of paying without a passcode, thereby faster and easier in low-density connectivity areas. However, both the sender and recipient need to have UPI Lite enabled.
To Summerise It
The above-mentioned method is handy for using the offline procedure of making payments in places where network coverage is highly low or where the internet is not available, but one still wishes to make some urgent UPI payments.
If you have any doubts or queries, do share them in the comments section below!
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We hope this article helps you in understanding how to make UPI payments without even turning on the internet connection on your device.
Sagnik Dasgupta
Tech enthusiast, gamer and somebody for whom music acts as a life capsule. Nothing fascinates me more than catchy headlines and John Mayer's guitar mastery.